The Ultimate DONT’s For New Home Owners

New things are always exciting, especially when it comes to a new home! We all want to have the house warming party, redecorate, and truly make it our own. Depending on the house, the list we make for ourselves can be quite big. And the bigger the list the more finances it will take to achieve it. This list of DONT’s promises to keep you on track as you start out on your new adventure.

1. Don’t Overspend

Moving expenses are always more than you expect. From the mortgage to closing costs, to moving trucks, to paint, there is always something to spend your money on. This is why it’s crucial for most of us to budget and take our time with things that may not need to be done right away. 

2. Don’t Ignore Maintenance

One thing you can be sure of is unexpected repairs on your home. There’s no landlord to call if your roof is leaking or if your toilet is clogged. To look at the positive side, there’s also no rent increase to deal with! TIP: Don’t skip the inspection and keep it as a to-do list for years to come.

3. Don’t Hire Amateurs

Hiring a professional that is credible and full of knowledge can save you so much hassle in the future. Making sure your home is safe and looked after is of the utmost importance!

4. Don’t Forget Your Tax Return

Even if you hate the thought of spending money on an accountant when you usually do it can pay off. Hiring an accountant to ensure you complete your return correctly and maximize your refund is a good idea. Homeownership significantly changes most people’s tax situations!

5. Don’t Skimp On Home Insurance

Your mortgage lender requires you to purchase homeowner insurance. If you share your home with anyone who relies on your income to pay the mortgage, you’ll need Life Insurance with that person named as a beneficiary.
And who can forget the ULTIMATE don’t… Don’t forget to hire a realtor to ensure the best experience possible 🙂

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